House$mart program

Colorado has consistently ranked number one in foreclosures in the nation. Last week alone we had almost 700 foreclosures in the Denver metro area. The first quarter of this year we experienced a 34% increase in foreclosures when comparing the final quarter of 2005. Your employees are being impacted by this situation. A financial hardship is ranked as one or of the most distracting events for an employee. Your employees are either participating in the foreclosure of their own property or their property is deprecating in value due to foreclosures in their neighborhood. The average foreclosure will reduce the value of the rest of the homes in the area by $10,000. Existing homeowners don’t realize they have options other than foreclosure. First time home buyers don’t realize that their county and state programs can provide them up to $25,000 in down payment assistance when buying their first home, reducing the risk of foreclosure

To combat this crisis we have teamed with the housing authorities to create an easy to administer, educational benefit that employers can host at not cost to the employer. We will bring a highly ranked realtor, a preferred county lender and a subject expert to your facility during your employees lunch hour. In return for the opportunity to present at your organization we will provide your employees with a box lunch during the presentation and the opportunity to receive a 20% cash rebate at closing when they use our real estate and/or lending services. On a $200,000 purchase and sale your employees can receive up to $2800 in cash back at closing. When an employee uses the House$mart program to purchase, sell or refinance their home we can be assured that they have been educated on the process.
Many companies in Colorado are already making a difference by participating in the House$mart program. They have found it to be the most rewarding no cost benefit they can offer their employees. Please call Cheri Kalenian at (303) 241-2888 to schedule a House$mart lunch and learn presentation at your place of business. House$mart presentation reservations are taken in the order they are received. Due to the high demand for House$mart lunch and learn seminars we are currently limited to four presentations at year at each location.